Owati M is a highly versatile software engineer with strong expertise in backend and full-stack development, demonstrating proficiency in Python, Node.js, Java, Rust, Go, and C/C++, as well as frontend frameworks like React, Next.js, and Django. He has developed and optimized critical payment systems at Nomba, including direct NIP transfer credit integration with the Central Bank of Nigeria, intelligent payment provider selection services, and fraud detection mechanisms using BIN-based card classification, significantly… Show more

1. Backend developer

   Nomba, LagosOct 2024 — Jul 2025

   • Developed direct NIP transfer credit integration with the Central Bank of Nigeria (CBN), enabling seamless outward fund transfers.
   • Optimized payment provider selection by developing a backend service to predict the most efficient provider for various transaction types, improving transaction success rates.
   • Streamlined card type identification by implementing a system to classify card types based on the BIN (first six digits), enhancing fraud detection and transaction processing.
   • Enabled international payments by integrating support for dollar card processing on terminals, broadening payment capabilities and accessibility for global customers.
   • Enhanced transaction efficiency through direct POS service integration with Access Bank, facilitating seamless processing for Access Bank cardholders.
   • Implemented retry logic for card and bill payment systems to enhance transaction reliability and reduce failures.

   JavaPythonRustNode.js
2. Full Stack developer

   Bezal Homes, LagosMar 2024 — May 2024

   • Developed a backend service for a property viewing platform, enabling users to explore both developed and developing properties.
   • Implemented an email notification system to streamline the management of newsletters and information update emails.

   DjangoReact
3. Software Engineer

   T40 Technologies, LagosFeb 2022 — Dec 2023

   • Designed and implemented a LAN-based entertainment system for intercity bus travel, using Raspberry Pi to deliver seamless onboard media experiences.
   • Developed a remote vehicle monitoring system to enable real-time tracking and efficient management of the fleet during operations.
   • Built an online marketplace for travelers to purchase bus tickets conveniently, improving accessibility and user experience.
   • Integrated a chat feature to facilitate direct communication between travelers and drivers, enhancing customer engagement and support.

   PythonJavascript
4. Backend developer intern

   DOCEXPRESS, LagosJan 2021 — Apr 2022

   • Collaborated as part of the development team for a Natnudo Foods platform, designed to connect poultry farmers with hatcheries and streamline transactions.
   • Defined project workflows and developed robust database structures to support platform functionality and scalability.

   Django
5. Backend developer intern

   Natnudo Foods, LagosSep 2021 — Dec 2022

   • Developed backend APIs for inventory management systems, enabling efficient tracking and operations across sales centers.

   DJango

1. Bsc. Electronic and Electrical Engineering

   Obafemi Awolowo University, Ile-IfeNigeria2018 — 2024